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Out-of-Pocket Maximums: How Generic Copays Count Toward Deductibles in Health Insurance
Health and Medicine
By Caspian Drummond
16 Nov, 2025

Out-of-Pocket Maximums: How Generic Copays Count Toward Deductibles in Health Insurance

Generic prescription copays count toward your out-of-pocket maximum but usually not your deductible. Learn how this works, why it causes confusion, and how to track your costs correctly to avoid unexpected bills.

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